Wednesday, 5 December 2018

How to Save Money Off Your Monthly Phone Bill


Mobile phone bills can be a huge monthly expense. Smartphones are obviously important in today's world, but not if you are saddling yourself each month with a hefty bill, or even worse being one of the 500,00 people who are overpaying for their contracts!

* Collaborative post

If you think you might be paying over the odds, you should know that there are ways you can lower it. Here are some useful tips...

Look for the Best SIM-Only Deals

SIM-only contracts are increasingly becoming popular because of their value and flexibility. You receive a specified amount of minutes, texts, and data at a set monthly cost, and they are usually the most inexpensive way because there’s no subsidised phone included in the deal.

This option is great if you are coming to the end of your mobile phone contract, and you want to continue using your current phone. All you just need is to get a SIM, no need for a new phone.

Skip Phone Insurance

Insuring your mobile phone may seem like a good idea, especially if you poured a lot of cash when buying it. However, in most cases, phone insurance is not worth the cost. You might not receive all the cover that you actually need.

Instead of insuring your device, it is better to invest in a strong protective phone case and a screen guard, and take great care of your phone. Moreover, you can put the money you were planning to use on insurance, on buying a new phone.

Opt for Family Plans

If you require to have more than just one phone on your monthly plan, you might want to ask if your network provides family plans. BT Mobile come out on top in most family mobile plan reviews as they knock off 20% for each extra sim. All these plans offer significant savings or perks for extra sim cards. Go for family plans if you have teenage kids, and they're using smartphones to minimise your expenses.

Minimise Your Data Usage

You can be able to lower the amount of data you use in a month by using secure Wi-Fi wherever you can, especially if you engage in heavy data activities such as watching YouTube videos. You should also watch out for the auto-downloading videos on Facebook and other sites, as they can eat up a lot of data.

Setting data limit on your smart phone can also help you in controlling the amount of data you use per day. It is better to track your daily usage and pay for the amount you actually use instead of going for the unlimited data plans. Compare plans offered by different carriers and don't forget to read the small print.

Negotiate with Your Network Provider

Network service providers face stiff competition from rival networks and MVNO’s who will often beat them on price. As a result, they might be open to make a deal to keep you as their customer. Call your service provider, tell them your monthly phone bill is too costly and that you think you might switch to another service provider as you have seen a better deal. In this case, your current provider will try to convince you to stay if you have been a long-time customer who always pays their bill on time. 

Take advantage of this opportunity to negotiate for a better deal. If they can’t match a deal you have found elsewhere on one of the comparison sites, then don’t be afraid to switch provider, it’s simple to keep your number.

Choose a New Tariff That Reflects Your Monthly Usage

A study done by Billmonitor.com shows that 8 out of 10 people are using the wrong phone tariff, with just thirty percent utilising their full call minutes and texts. As a result, these people end up paying more than they should every year. Phone users end up on the wrong tariffs because they are not aware of their usage needs when shopping for a new phone.

When looking for a new deal, pick a tariff that best reflects the amount you use every month. Your mobile phone bill shows you the amount of minutes, texts and data you use monthly. By analysing your monthly usage, you can be able to know the tariff that can help you save money.

Look out for In-App Purchases

Many apps and games out there are "free-to-play" but they come with in-app purchases. Downloading the app or game might not cost you any money, but you may be required to pay for features after you have started to use it. To avoid being strapped down by huge bills every month, monitor what your children are downloading and playing on their devices, and read the fine print that comes with these games and apps.

In addition to that, apps can do some auto-downloading even when they are not open, so do not forget to restrict background data settings on your phone. This could save you on the amount of data you're losing every day.

What tips do you have? Let me know in the comments.

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